MORTGAGE LOANS
Building or purchasing a new house? Need some additional funds to fix up your existing home? Considering a Home Equity Loan? Whether you are a seasoned homebuyer, a first-time homebuyer, or you are interested in refinancing your existing mortgage, Fidelity Bank offers a variety of loan products to suit your needs. And, you can apply for your mortgage loan online, 24 hours a day, 7 days a week!
Conventional Loans
Fidelity Bank offers fixed rate conventional loans with 30, 25, 20, 15 and 10-year terms. A minimum down payment of 5% is required. Maximum loan amount is $417,000 and mortgage insurance is required on loan-to-values greater than 80%. For current rates, contact a Fidelity Mortgage Loan Specialist at 940-720-5425.
► To apply online, click here
FHA Loans
Offering more flexible credit requirements than a conventional loan and only a 3.5% down payment, an FHA loan is the ideal mortgage product for first-time homebuyers or home buyers with limited cash for closing costs. Fixed rate terms of 15 and 30-years available. Requires mortgage insurance. For more details, give us a call at 940-720-5425.
► To apply online, click here
Mortgage Refinancing
Thinking about refinancing your existing mortgage, but don’t know if now’s the right time? If you’re looking to change the term of your mortgage loan, reduce the interest rate on your mortgage loan, or consolidate multiple mortgages, contact a Fidelity Mortgage Specialist for details.
► To apply online, click here
PreQualification for Mortgage Loans
Considering a future home purchase? Want to know just “how much house” you can afford? Our online Prequalification Application helps you estimate the mortgage you can qualify for based on the financial information you provide!
► To access the Prequalification Application, click here
Home Improvement Loans
Thinking about adding on to or remodeling your home? Requires appraisal based on plans and specifications for final improvements. For more information, contact one of our mortgage specialists at 940-720-5425.
► To apply online, click here
Home Equity Loans
Refinance your existing mortgage on your homestead and take cash out for a variety of uses - college tuition, home remodeling/renovations, debt consolidation, etc. Maximum Loan-to-Value is 80% of the property's appraised value. Want to learn more? Contact a Fidelity mortgage specialist at 940-720-5425.
► To apply online, click here
Interim Construction Loans
Building the home of your dreams? Our mortgage loan specialist can help you guide you through the construction financing requirements then offer solutions for permanent financing upon completion. For additional information, just give us a call!
► To apply online, click here
Jumbo Loans
If you are financing a mortgage amount greater than $417,000, we can help! For financing terms and current loan rates, contact a Fidelity Mortgage Loan Specialist at 940-720-5425.
► To apply online, click here
Certain restrictions, underwriting guidelines, credit scores and debt-to-income requirements apply and vary from loan to loan. Our online loan application is not a loan approval. For more details on our mortgage products, current rates and terms, or if you prefer NOT to apply for your mortgage loan online, contact a Fidelity Mortgage Banker at
(940) 720-5425.
Reverse Mortgages
Are you 62 years of age or older and want to convert part of the equity in your home into cash? The proceeds from a Reverse Mortgage are tax-free and do not have to be repaid as long as you live in your home. For more information, contact a Fidelity Mortgage Loan Specialist at 940-720-5425.
