Conventional Loans
Fixed Rate Loans
Fidelity Bank offers fixed rate conventional loans with 30, 25, 20, 15 and 10 year terms.

Renovation Loan
Purchasing or refinancing a home and need some additional funds to fix it up?  Fidelity's Renovation Loan is a combination purpose loan that lets you borrow funds for purchase/refinance and needed improvements.  Requires appraisal based on plans and specifications for final improvements.

Flex 100 Loan
Provides 100% financing with NO down payment.  Seller can pay up to 3% of the buyer's closing cost.  Buyer's minimum required contribution towards closing costs is $500.00.  Remaining closing costs payable through flexible sources, i.e. a gift to buyer from a relative, domestic partner, fiancée or an unsecured loan from relatives, employers, churches or non-profit organizations to pay remaining closing costs, if needed.

My Community Mortgage Loan
Tailored for first-time home buyers, this loan option offers 100% financing, reduced Mortgage Insurance and seller can pay up to 6% of the buyer's closing costs.

Texas Equity Cash Out Loans
Refinance your existing mortgage on your homestead and take cash out for a variety of uses - college tuition, home remodeling/renovations, debt consolidation, etc Maximum Loan-to-Value is 80% of the property's appraised value.

Certain restrictions, underwriting guidelines, credit scores and debt-to-income requirements apply and vary from loan to loan. For more details on mortgage products,current rates and terms, or to pre-qualify for your mortgage loan, contact a Fidelity Mortgage Banker at (940) 720-5425.