FDICs TLG Program

FDIC’s Temporary Liquidity Guarantee Program

Fidelity Bank is participating in the FDIC’s Temporary Liquidity Guarantee Program.

FDIC's Transaction Account Guarantee Program

Fidelity Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account through December 31, 2010. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.  Additionally, all of your interest-bearing transaction accounts which pay an annual percentage yield of 0.25% or less are also fully guaranteed by the FDIC for the entire amount in your account through December 31, 2010.

FDIC Insurance and your sweep account

If you have a sweep arrangement in connection with the noninterest-earning checking account you have with us and funds are transferred to an interest-earning account that does not qualify for full deposit insurance coverage under the FDIC transaction account guarantee program, this action voids the FDIC’s guarantee with respect to the swept or transferred funds. However, funds held in interest-earning savings accounts will continue to be insured through December 31, 2013, for up to $250,000 under the FDIC’s general deposit insurance rules.